Median home value is about $386,700 — about 11% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $973 (about 16% below the U.S. median rent ($1,163)), and owner-occupancy near 82.5% (about 17.1 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 80451 in Hot Sulphur Springs, CO, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,484. That is about 16% above the local median household income ($91,176), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.