ZIP Code 80463 — McCoy CDP, CO Demographics & Data

ZIP code 80463 covers McCoy, CO in Routt County with a population of about 105.

At a glance, the area shows median age of 58.9 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-2; the DENVER media market.

McCoy, CO fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 41.9% of adults with a bachelor’s degree or higher (about 8.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Finance and insurance; about 51.2% of workers reporting work-from-home (about 36.0 points above the U.S. share (15.2%)); a mean commute of about 41.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for McCoy CDP, CO as Very Low (composite score 33.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (80.5) and flood (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for McCoy CDP, CO show little to no average snow and around 16.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 80463 (McCoy CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.