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ZIP 80497 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80497

Median Home Value
$730,700
Median Rent
$1,805
Affordability Snapshot
$201,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,694/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80497, a household would need roughly $201,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,694. That is about 88% above the local median household income ($106,676), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
29.2%+183% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
12.8%-14% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
5.1%-26% vs US avg
x
Rent Burden >30%
32.9%-34% vs US avg
x
Mortgage-Free
35.4%-7% vs US avg
x
$730,700
Home Value
$1,805
Rent
1994
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.3%
  • 1-unit attached22.3%
  • 2-9 units6.8%
  • 10+ units10.0%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$730,700
Median rent$1,805
Owner-occupied79.6%
Vacant29.2%
Price-to-income6.8x
Est. income to buy$201,000