ZIP Code 80550 — Windsor town, CO Demographics & Data

ZIP code 80550 covers Windsor, CO in Weld County with a population of about 44,224.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area code 970; U.S. House district CO-4; the DENVER media market.

Median household income in ZIP 80550 is about $121,487 — about 62% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 4.8%; 50.7% of adults with a bachelor’s degree or higher (about 17.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 19.0% of workers reporting work-from-home (about 3.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $538,900 — about 55% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,589 (about 37% above the U.S. median rent ($1,163)), and owner-occupancy near 80.5% (about 15.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80550 in Windsor, CO, a household would need roughly $148,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,462. That is about 22% above the local median household income ($121,487), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Windsor town, CO as Relatively Moderate (composite score 89.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.5) and wildfire (87.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Windsor town, CO show little to no average snow and around 14.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,021 for ZIP 80550 (Windsor town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.