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Keenesburg town, CO

ZIP 80643 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80643

Median Home Value
$455,200
Median Rent
$1,333
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,924/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80643 in Keenesburg town, CO, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,924. That is about 42% above the local median household income ($88,125), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Newer development area (19% built after 2014)

Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
1.3%-87% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
8.1%-45% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
19.3%+179% vs US avg
x
Rent Burden >30%
8.0%-84% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$455,200
Home Value
$1,333
Rent
1995
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.5%
  • 1-unit attached0.6%
  • 2-9 units2.2%
  • 10+ units0.4%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$455,200
Median rent$1,333
Owner-occupied76.6%
Vacant1.3%
Price-to-income5.2x
Est. income to buy$125,000