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Evans city, CO

ZIP 80645 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80645

Median Home Value
$404,300
Median Rent
$998
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,597/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80645 in Evans city, CO, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,597. That is about 32% above the local median household income ($84,327), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.6%+31% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
92.4%+6% vs US avg
x
4+ Bedrooms
14.0%-6% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
37.2%-3% vs US avg
x
$404,300
Home Value
$998
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.8%
  • 1-unit attached1.1%
  • 2-9 units2.5%
  • 10+ units0.0%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$404,300
Median rent$998
Owner-occupied85.6%
Vacant3.4%
Price-to-income4.8x
Est. income to buy$111,000