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Cascade-Chipita Park CDP, CO

ZIP 80809 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80809

Median Home Value
$496,000
Median Rent
$1,734
Affordability Snapshot
$137,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,186/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80809 in Cascade-Chipita Park CDP, CO, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,186. That is about 69% above the local median household income ($81,210), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.1%+33% vs US avg
x
Vacancy Rate
29.5%+187% vs US avg
x
Broadband Access
95.3%+9% vs US avg
x
4+ Bedrooms
15.2%+2% vs US avg
x
Built Pre-1939
16.1%+26% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
38.6%-22% vs US avg
x
Mortgage-Free
33.3%-13% vs US avg
x
$496,000
Home Value
$1,734
Rent
1958
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.0%
  • 1-unit attached5.3%
  • 2-9 units1.1%
  • 10+ units0.0%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$496,000
Median rent$1,734
Owner-occupied87.1%
Vacant29.5%
Price-to-income6.1x
Est. income to buy$137,000