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Flagler town, CO

ZIP 80815 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80815

Median Home Value
$207,100
Median Rent
$578
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,330/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80815 in Flagler town, CO, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,330. That is about 26% above the local median household income ($45,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.2%-16% vs US avg
x
Vacancy Rate
12.9%+26% vs US avg
x
Broadband Access
82.4%-5% vs US avg
x
4+ Bedrooms
13.1%-11% vs US avg
x
Built Pre-1939
16.4%+28% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
12.9%-74% vs US avg
x
Mortgage-Free
55.5%+45% vs US avg
x
$207,100
Home Value
$578
Rent
1958
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.4%
  • 1-unit attached0.0%
  • 2-9 units7.3%
  • 10+ units5.7%
  • Mobile home & other8.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$207,100
Median rent$578
Owner-occupied55.2%
Vacant12.9%
Price-to-income4.6x
Est. income to buy$57,000