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ZIP 81002 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81002

Median Home Value
$130,300
Median Rent
$503
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$837/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81002, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $837. That is about 48% above the local median household income ($24,342), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
12.7%-81% vs US avg
x
Vacancy Rate
2.4%-77% vs US avg
x
Broadband Access
70.6%-19% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
22.0%-56% vs US avg
x
Mortgage-Free
65.9%+72% vs US avg
x
$130,300
Home Value
$503
Rent
1960
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached27.9%
  • 1-unit attached4.7%
  • 2-9 units11.2%
  • 10+ units54.8%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$130,300
Median rent$503
Owner-occupied12.7%
Vacant2.4%
Price-to-income5.4x
Est. income to buy$36,000