ZIP Code 81047 — Holly town, CO Demographics & Data

ZIP code 81047 covers Holly, CO in Prowers County with a population of about 1,565.

At a glance, the area shows median age of 52.5 versus a U.S. median of about 38.9.

It sits in telephone area code 719; U.S. House district CO-4; the DENVER media market.

Holly, CO fits a retirement-oriented profile (high share of residents 65+ (36.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 81047 is about $46,531 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.7%; unemployment rate near 0.8%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Education; about 12.9% of workers reporting work-from-home (about 2.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $157,700 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $219 (about 81% below the U.S. median rent ($1,163)), and owner-occupancy near 69.5% (about 4.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81047 in Holly, CO, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,013. That is roughly in line with the local median household income ($46,531). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Holly town, CO as Relatively Low (composite score 48.6), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (79.2) and flood (49.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Holly town, CO show little to no average snow and around 17.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 72 for ZIP 81047 (Holly town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.