ZIP Code 81077 — Swink town, CO Demographics & Data

ZIP code 81077 covers Swink, CO in Otero County with a population of about 636.

At a glance, the area shows median age of 35.7 versus a U.S. median of about 38.9.

It sits in telephone area code 719; U.S. House district CO-3; the COLORADO SPRINGS - PUEBLO media market.

Swink, CO is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 81077 is about $54,583 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 0.0%; 20.3% of adults with a bachelor’s degree or higher (about 13.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Agriculture; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $143,700 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.6% (about 27.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81077 in Swink, CO, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $923. That sits below the local median household income ($54,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Swink town, CO as Relatively Low (composite score 50.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (75.9) and flood (60.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Swink town, CO show little to no average snow and around 12.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 81077 (Swink town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.