ZIP Code 81123 — Blanca town, CO Demographics & Data

ZIP code 81123 covers Blanca, CO in Costilla County with a population of about 726.

At a glance, the area shows median age of 48.3 versus a U.S. median of about 38.9.

It sits in telephone area code 719; U.S. House district CO-3; the DENVER media market.

Median household income in ZIP 81123 is about $37,173 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.3%; unemployment rate near 5.0%; 17.4% of adults with a bachelor’s degree or higher (about 16.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Education; about 1.5% of workers reporting work-from-home (about 13.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $123,800 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 81.8% (about 16.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81123 in Blanca, CO, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $795. That is roughly in line with the local median household income ($37,173). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Blanca town, CO as Very Low (composite score 6.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (73.1) and flood (17.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Blanca town, CO show little to no average snow and around 9.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 81123 (Blanca town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.