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Maysville CDP, CO

ZIP 81201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81201

Median Home Value
$631,700
Median Rent
$1,376
Affordability Snapshot
$174,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,058/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81201 in Maysville CDP, CO, a household would need roughly $174,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,058. That is about 146% above the local median household income ($70,850), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.6%+5% vs US avg
x
Vacancy Rate
14.1%+37% vs US avg
x
Broadband Access
85.6%-2% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
2.1%-70% vs US avg
x
Rent Burden >30%
18.9%-62% vs US avg
x
Mortgage-Free
46.9%+23% vs US avg
x
$631,700
Home Value
$1,376
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.3%
  • 1-unit attached3.0%
  • 2-9 units11.5%
  • 10+ units1.9%
  • Mobile home & other6.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$631,700
Median rent$1,376
Owner-occupied68.6%
Vacant14.1%
Price-to-income8.9x
Est. income to buy$174,000