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Coaldale CDP, CO

ZIP 81223 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81223

Median Home Value
$322,800
Median Rent
N/A
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,074/mo PITI).

6.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 81223 in Coaldale CDP, CO, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,074. That is about 91% above the local median household income ($46,587), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.7%+42% vs US avg
x
Vacancy Rate
42.0%+308% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
66.8%+75% vs US avg
x
$322,800
Home Value
N/A
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.4%
  • 1-unit attached0.5%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other14.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$322,800
Median rent$-666,666,666
Owner-occupied92.7%
Vacant42.0%
Price-to-income6.9x
Est. income to buy$89,000