ZIP Code 81237 — undefined, CO Demographics & Data

ZIP code 81237 covers CO in Gunnison County with a population of about 168.

At a glance, the area shows median age of 56.7 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the DENVER media market.

CO fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 76.2% of adults with a bachelor’s degree or higher (about 42.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Retail trade, and Healthcare; about 63.5% of workers reporting work-from-home (about 48.3 points above the U.S. share (15.2%)); a mean commute of about 27.0 minutes (U.S. average near 26.8).

Median home value is about $481,300 — about 38% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81237 in CO, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,092. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CO as Relatively Low (composite score 45.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (70.2) and flood (57.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CO show little to no average snow and around 10.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 81237 (CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.