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ZIP 81302 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81302

Median Home Value
$566,300
Median Rent
$1,403
Affordability Snapshot
$156,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,638/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81302, a household would need roughly $156,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,638. That is about 137% above the local median household income ($65,701), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
40.6%-38% vs US avg
x
Vacancy Rate
15.3%+49% vs US avg
x
Broadband Access
92.1%+6% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
2.8%-79% vs US avg
x
Built Post-2014
5.3%-23% vs US avg
x
Rent Burden >30%
26.8%-46% vs US avg
x
Mortgage-Free
36.4%-5% vs US avg
x
$566,300
Home Value
$1,403
Rent
1970
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.2%
  • 1-unit attached11.4%
  • 2-9 units25.9%
  • 10+ units17.8%
  • Mobile home & other7.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$566,300
Median rent$1,403
Owner-occupied40.6%
Vacant15.3%
Price-to-income8.6x
Est. income to buy$156,000