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Glenwood Springs city, CO

ZIP 81601 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81601

Median Home Value
$726,000
Median Rent
$1,601
Affordability Snapshot
$200,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,664/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81601 in Glenwood Springs city, CO, a household would need roughly $200,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,664. That is about 93% above the local median household income ($103,632), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.3%-5% vs US avg
x
Vacancy Rate
8.0%-22% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
31.8%-17% vs US avg
x
$726,000
Home Value
$1,601
Rent
1985
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.4%
  • 1-unit attached8.1%
  • 2-9 units14.0%
  • 10+ units13.1%
  • Mobile home & other6.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$726,000
Median rent$1,601
Owner-occupied62.3%
Vacant8.0%
Price-to-income7.0x
Est. income to buy$200,000