ZIP Code 81640 — Maybell CDP, CO Demographics & Data

ZIP code 81640 covers Maybell, CO in Moffat County with a population of about 132.

At a glance, the area shows median age of 41.6 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the DENVER media market.

Maybell, CO reads as a military / base-oriented community on US5’s intent model (elevated veteran share (19.0%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 81640 is about $38,309 — about 49% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 37.9%; unemployment rate near 0.0%; 48.7% of adults with a bachelor’s degree or higher (about 15.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Public administration, and Professional services; about 65.4% of workers reporting work-from-home (about 50.2 points above the U.S. share (15.2%)); a mean commute of about 9.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 31.8% (about 33.7 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Maybell CDP, CO as Very Low (composite score 12.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (87.5) and flood (30.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Maybell CDP, CO show little to no average snow and around 12.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 81640 (Maybell CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.