US5.com
  1. Home
  2. States
  3. Colorado
  4. ZIP 81652
  5. Housing & Real Estate
Silt town, CO

ZIP 81652 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81652

Median Home Value
$505,200
Median Rent
$1,720
Affordability Snapshot
$139,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,245/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81652 in Silt town, CO, a household would need roughly $139,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,245. That is about 42% above the local median household income ($97,760), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.5%+26% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
27.7%-28% vs US avg
x
$505,200
Home Value
$1,720
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.3%
  • 1-unit attached8.1%
  • 2-9 units1.9%
  • 10+ units1.4%
  • Mobile home & other10.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$505,200
Median rent$1,720
Owner-occupied82.5%
Vacant0.0%
Price-to-income5.2x
Est. income to buy$139,000