ZIP Code 81656 — Woody Creek CDP, CO Demographics & Data

ZIP code 81656 covers Woody Creek, CO in Pitkin County with a population of about 508.

At a glance, the area shows median age of 54.0 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the DENVER media market.

Woody Creek, CO ranks among higher-income / higher-home-value communities on US5 (very high median home values). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

On socioeconomic markers, US5 shows a poverty rate of 6.3%; unemployment rate near 0.0%; 57.5% of adults with a bachelor’s degree or higher (about 23.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Other services, and Education; a mean commute of about 174.0 minutes (U.S. average near 26.8).

Median home value is about $2,000,001 — about 475% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81656 in Woody Creek, CO, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Woody Creek CDP, CO as Relatively Low (composite score 54.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (76.6) and flood (58.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Woody Creek CDP, CO show little to no average snow and around 14.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 81656 (Woody Creek CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.