Median home value is about $555,000 — about 59% above the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 91.7% (about 26.3 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 82054 in Carpenter, WY, a household would need roughly $153,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,565. That is about 241% above the local median household income ($44,861), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.