ZIP Code 82210 — Chugwater town, WY Demographics & Data

ZIP code 82210 covers Chugwater, WY in Platte County with a population of about 248.

At a glance, the area shows median age of 69.2 versus a U.S. median of about 38.9.

It sits in telephone area code 307; U.S. House district WY-00; the DENVER media market.

Chugwater, WY fits a retirement-oriented profile (high share of residents 65+ (58.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 82210 is about $65,964 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.7%; unemployment rate near 1.2%; 19.4% of adults with a bachelor’s degree or higher (about 14.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Real estate, and Education; about 6.1% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 77.0 minutes (U.S. average near 26.8).

Median home value is about $216,700 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $481 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 90.5% (about 25.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 82210 in Chugwater, WY, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,392. That is roughly in line with the local median household income ($65,964). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chugwater town, WY as Very Low (composite score 25.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (87.6) and flood (33.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chugwater town, WY show little to no average snow and around 16.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 82210 (Chugwater town, WY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.