ZIP Code 82435 — Ralston CDP, WY Demographics & Data

ZIP code 82435 covers Ralston, WY in Park County with a population of about 12,259.

At a glance, the area shows median age of 42.0 versus a U.S. median of about 38.9.

It sits in telephone area code 307; U.S. House district WY-00; the BILLINGS media market.

Median household income in ZIP 82435 is about $69,142 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 2.8%; 30.5% of adults with a bachelor’s degree or higher (about 3.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 6.9% of workers reporting work-from-home (about 8.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $318,200 — about 9% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $749 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 79.1% (about 13.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 82435 in Ralston, WY, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,044. That is about 27% above the local median household income ($69,142), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ralston CDP, WY as Relatively Low (composite score 57.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (82.7) and flood (60.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ralston CDP, WY show little to no average snow and around 9.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 826 for ZIP 82435 (Ralston CDP, WY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.