ZIP Code 82441 — Shell CDP, WY Demographics & Data

ZIP code 82441 covers Shell, WY in Big Horn County with a population of about 188.

At a glance, the area shows median age of 58.2 versus a U.S. median of about 38.9.

It sits in telephone area code 307; U.S. House district WY-00; the BILLINGS media market.

Shell, WY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 82441 is about $59,191 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.1%; unemployment rate near 1.6%; 65.1% of adults with a bachelor’s degree or higher (about 31.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Education, and Construction; about 58.2% of workers reporting work-from-home (about 43.0 points above the U.S. share (15.2%)); a mean commute of about 46.0 minutes (U.S. average near 26.8).

Median home value is about $381,400 — about 10% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 60.3% (about 5.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 82441 in Shell, WY, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,450. That is about 77% above the local median household income ($59,191), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Shell CDP, WY as Very Low (composite score 31.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (61.4) and flood (52.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Shell CDP, WY show little to no average snow and around 10.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 82441 (Shell CDP, WY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.