ZIP Code 83246 — Lava Hot Springs city, ID Demographics & Data

ZIP code 83246 covers Lava Hot Springs, ID in Bannock County with a population of about 846.

At a glance, the area shows median age of 53.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-2; the IDAHO FALLS - POCATELLO media market.

Median household income in ZIP 83246 is about $77,679 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.6%; unemployment rate near 6.1%; 26.7% of adults with a bachelor’s degree or higher (about 7.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; about 21.9% of workers reporting work-from-home (about 6.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $359,000 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $666 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 81.9% (about 16.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83246 in Lava Hot Springs, ID, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,306. That is about 27% above the local median household income ($77,679), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lava Hot Springs city, ID as Relatively Low (composite score 66.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (96.9) and flood (51.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lava Hot Springs city, ID show little to no average snow and around 18.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 56 for ZIP 83246 (Lava Hot Springs city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.