ZIP Code 83278 — Stanley city, ID Demographics & Data

ZIP code 83278 covers Stanley, ID in Custer County with a population of about 443.

At a glance, the area shows median age of 67.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-2; the IDAHO FALLS - POCATELLO media market.

Stanley, ID fits a retirement-oriented profile (high share of residents 65+ (64.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 83278 is about $79,288 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.8%; unemployment rate near 0.0%; 59.1% of adults with a bachelor’s degree or higher (about 25.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Construction; about 99.4% of workers reporting work-from-home (about 84.2 points above the U.S. share (15.2%)); a mean commute of about 2.0 minutes (U.S. average near 26.8).

Median home value is about $618,100 — about 78% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 99.0% (about 33.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83278 in Stanley, ID, a household would need roughly $170,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,971. That is about 114% above the local median household income ($79,288), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stanley city, ID as Relatively Low (composite score 52.4), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (87.0) and flood (57.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stanley city, ID show little to no average snow and around 18.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 83278 (Stanley city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.