ZIP Code 83449 — Swan Valley city, ID Demographics & Data

ZIP code 83449 covers Swan Valley, ID in Bonneville County with a population of about 253.

At a glance, the area shows median age of 54.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-2; the IDAHO FALLS - POCATELLO media market.

Median household income in ZIP 83449 is about $79,514 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.6%; unemployment rate near 5.3%; 29.1% of adults with a bachelor’s degree or higher (about 4.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Utilities; about 19.7% of workers reporting work-from-home (about 4.5 points above the U.S. share (15.2%)); a mean commute of about 114.0 minutes (U.S. average near 26.8).

Median home value is about $550,600 — about 58% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.2% (about 23.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83449 in Swan Valley, ID, a household would need roughly $152,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,537. That is about 91% above the local median household income ($79,514), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Swan Valley city, ID as Relatively Moderate (composite score 82.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (90.3) and flood (78.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Swan Valley city, ID show little to no average snow and around 20.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 83449 (Swan Valley city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.