ZIP Code 83520 — undefined, ID Demographics & Data

ZIP code 83520 covers ID in Clearwater County with a population of about 180.

At a glance, the area shows median age of 53.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-1; the SPOKANE media market.

Median household income in ZIP 83520 is about $26,346 — about 65% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 33.3%; unemployment rate near 12.0%.

Labor and commute patterns include leading industry context around Construction, Agriculture, and Transportation; a mean commute of about 44.0 minutes (U.S. average near 26.8).

Median home value is about $159,400 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.4% (about 23.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83520 in ID, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,024. That is about 67% above the local median household income ($26,346), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for ID as Relatively Low (composite score 46.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (96.4) and flood (55.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for ID show little to no average snow and around 26.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 83520 (ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.