ZIP Code 83526 — Ferdinand city, ID Demographics & Data

ZIP code 83526 covers Ferdinand, ID in Idaho County with a population of about 288.

At a glance, the area shows median age of 45.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-1; the SPOKANE media market.

Median household income in ZIP 83526 is about $67,917 — about 10% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 2.0%; 7.1% of adults with a bachelor’s degree or higher (about 26.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 4.4% of workers reporting work-from-home (about 10.8 points below the U.S. share (15.2%)); a mean commute of about 130.0 minutes (U.S. average near 26.8).

Median home value is about $247,900 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $513 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 85.2% (about 19.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83526 in Ferdinand, ID, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,592. That is roughly in line with the local median household income ($67,917). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ferdinand city, ID as Relatively Low (composite score 78.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.7) and flood (72.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ferdinand city, ID show little to no average snow and around 22.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 83526 (Ferdinand city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.