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Middleton city, ID

ZIP 83644 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83644

Median Home Value
$392,000
Median Rent
$921
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,518/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83644 in Middleton city, ID, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,518. That is about 25% above the local median household income ($86,306), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.8%+37% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
96.4%+11% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
5.7%-18% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
30.2%-21% vs US avg
x
$392,000
Home Value
$921
Rent
2003
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.5%
  • 1-unit attached0.0%
  • 2-9 units1.7%
  • 10+ units0.5%
  • Mobile home & other10.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$392,000
Median rent$921
Owner-occupied89.8%
Vacant2.9%
Price-to-income4.5x
Est. income to buy$108,000