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Midvale city, ID

ZIP 83645 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83645

Median Home Value
$296,500
Median Rent
$688
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,905/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83645 in Midvale city, ID, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,905. That is roughly in line with the local median household income ($73,333). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.2%+35% vs US avg
x
Vacancy Rate
12.5%+21% vs US avg
x
Broadband Access
80.6%-7% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
5.1%-90% vs US avg
x
Mortgage-Free
51.9%+36% vs US avg
x
$296,500
Home Value
$688
Rent
1976
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.5%
  • 1-unit attached1.3%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other23.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$296,500
Median rent$688
Owner-occupied88.2%
Vacant12.5%
Price-to-income4.0x
Est. income to buy$82,000