US5.com
  1. Home
  2. States
  3. Idaho
  4. ZIP 83705
  5. Housing & Real Estate
Boise City city, ID

ZIP 83705 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83705

Median Home Value
$378,800
Median Rent
$1,054
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,433/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83705 in Boise City city, ID, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,433. That is about 66% above the local median household income ($62,605), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.8%-16% vs US avg
x
Vacancy Rate
6.2%-40% vs US avg
x
Broadband Access
92.6%+6% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
9.3%-27% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
26.2%-47% vs US avg
x
Mortgage-Free
36.4%-5% vs US avg
x
$378,800
Home Value
$1,054
Rent
1972
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.8%
  • 1-unit attached7.9%
  • 2-9 units20.0%
  • 10+ units9.3%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$378,800
Median rent$1,054
Owner-occupied54.8%
Vacant6.2%
Price-to-income6.1x
Est. income to buy$104,000