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Boise City city, ID

ZIP 83712 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83712

Median Home Value
$757,700
Median Rent
$1,269
Affordability Snapshot
$209,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,867/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

49.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83712 in Boise City city, ID, a household would need roughly $209,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,867. That is about 98% above the local median household income ($105,764), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.1%-11% vs US avg
x
Vacancy Rate
4.5%-57% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
3.4%-51% vs US avg
x
Rent Burden >30%
14.8%-70% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$757,700
Home Value
$1,269
Rent
1977
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.5%
  • 1-unit attached6.2%
  • 2-9 units10.8%
  • 10+ units19.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$757,700
Median rent$1,269
Owner-occupied58.1%
Vacant4.5%
Price-to-income7.2x
Est. income to buy$209,000