ZIP Code 83813 — undefined, ID Demographics & Data

ZIP code 83813 covers ID in Bonner County with a population of about 1,282.

At a glance, the area shows median age of 48.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-1; the SPOKANE media market.

Median household income in ZIP 83813 is about $78,015 — about 4% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 0.0%; 17.9% of adults with a bachelor’s degree or higher (about 15.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Administrative support, and Food services; about 15.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $559,900 — about 61% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.3% (about 30.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83813 in ID, a household would need roughly $154,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,597. That is about 97% above the local median household income ($78,015), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for ID as Relatively Low (composite score 77.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.0) and wildfire (82.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for ID show little to no average snow and around 24.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 84 for ZIP 83813 (ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.