Median home value is about $334,000 — about 4% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $575 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 77.4% (about 12.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 83824 in De Smet, ID, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,146. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.