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North Salt Lake city, UT

ZIP 84054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84054

Median Home Value
$472,300
Median Rent
$1,542
Affordability Snapshot
$130,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,034/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84054 in North Salt Lake city, UT, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,034. That is about 20% above the local median household income ($107,889), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.0%+4% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
21.3%+44% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
4.1%-40% vs US avg
x
Rent Burden >30%
12.3%-75% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$472,300
Home Value
$1,542
Rent
2003
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.9%
  • 1-unit attached8.0%
  • 2-9 units10.5%
  • 10+ units18.5%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$472,300
Median rent$1,542
Owner-occupied68.0%
Vacant2.8%
Price-to-income4.4x
Est. income to buy$130,000