US5.com
  1. Home
  2. States
  3. Utah
  4. ZIP 84055
  5. Housing & Real Estate
Oakley city, UT

ZIP 84055 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84055

Median Home Value
$642,400
Median Rent
$2,327
Affordability Snapshot
$177,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,127/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84055 in Oakley city, UT, a household would need roughly $177,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,127. That is about 77% above the local median household income ($100,089), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 66% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.8%+39% vs US avg
x
Vacancy Rate
65.9%+539% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
9.1%-38% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
29.2%-24% vs US avg
x
$642,400
Home Value
$2,327
Rent
1991
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.5%
  • 1-unit attached2.0%
  • 2-9 units2.1%
  • 10+ units0.7%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$642,400
Median rent$2,327
Owner-occupied90.8%
Vacant65.9%
Price-to-income6.4x
Est. income to buy$177,000