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Fillmore city, UT

ZIP 84631 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84631

Median Home Value
$260,400
Median Rent
$706
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,673/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84631 in Fillmore city, UT, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,673. That is roughly in line with the local median household income ($74,464). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.3%+14% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
23.4%+58% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
44.5%+16% vs US avg
x
$260,400
Home Value
$706
Rent
1975
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached1.8%
  • 2-9 units5.3%
  • 10+ units3.4%
  • Mobile home & other10.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$260,400
Median rent$706
Owner-occupied74.3%
Vacant10.7%
Price-to-income3.5x
Est. income to buy$72,000