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Monroe city, UT

ZIP 84754 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84754

Median Home Value
$272,400
Median Rent
$783
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,750/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84754 in Monroe city, UT, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,750. That is roughly in line with the local median household income ($67,600). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.6%+37% vs US avg
x
Vacancy Rate
11.6%+12% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
24.4%+65% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
13.2%-74% vs US avg
x
Mortgage-Free
44.7%+17% vs US avg
x
$272,400
Home Value
$783
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.3%
  • 1-unit attached3.0%
  • 2-9 units0.6%
  • 10+ units1.1%
  • Mobile home & other11.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$272,400
Median rent$783
Owner-occupied89.6%
Vacant11.6%
Price-to-income4.0x
Est. income to buy$75,000