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St. George city, UT

ZIP 84770 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84770

Median Home Value
$407,100
Median Rent
$1,179
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,615/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84770 in St. George city, UT, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,615. That is about 64% above the local median household income ($68,174), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.8%-4% vs US avg
x
Vacancy Rate
18.6%+81% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
8.6%-42% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
2.0%-70% vs US avg
x
Rent Burden >30%
22.8%-54% vs US avg
x
Mortgage-Free
43.8%+15% vs US avg
x
$407,100
Home Value
$1,179
Rent
1996
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.8%
  • 1-unit attached11.6%
  • 2-9 units13.4%
  • 10+ units11.7%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$407,100
Median rent$1,179
Owner-occupied62.8%
Vacant18.6%
Price-to-income6.0x
Est. income to buy$112,000