ZIP Code 85132 — Florence town, AZ Demographics & Data

ZIP code 85132 covers Florence, AZ in Pinal County with a population of about 38,809.

At a glance, the area shows median age of 39.3 (near the U.S. median).

It sits in telephone area code 520; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Median household income in ZIP 85132 is about $76,832 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 4.1%; 18.0% of adults with a bachelor’s degree or higher (about 15.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Retail trade, and Education; about 19.6% of workers reporting work-from-home (about 4.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $314,600 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,017 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 85.0% (about 19.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85132 in Florence, AZ, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,021. That is roughly in line with the local median household income ($76,832). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Florence town, AZ as Relatively Moderate (composite score 93.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.0) and flood (96.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Florence town, AZ show little to no average snow and around 8.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,302 for ZIP 85132 (Florence town, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.