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San Tan Valley CDP, AZ

ZIP 85140 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85140

Median Home Value
$411,800
Median Rent
$1,573
Affordability Snapshot
$113,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,645/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85140 in San Tan Valley CDP, AZ, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,645. That is roughly in line with the local median household income ($98,668). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.1%+29% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
7.5%+8% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
21.7%-43% vs US avg
x
$411,800
Home Value
$1,573
Rent
2008
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.4%
  • 1-unit attached1.4%
  • 2-9 units0.4%
  • 10+ units0.0%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$411,800
Median rent$1,573
Owner-occupied84.1%
Vacant5.8%
Price-to-income4.2x
Est. income to buy$113,000