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Scottsdale city, AZ

ZIP 85257 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85257

Median Home Value
$453,200
Median Rent
$1,693
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,911/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85257 in Scottsdale city, AZ, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,911. That is about 57% above the local median household income ($79,828), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.1%-3% vs US avg
x
Vacancy Rate
10.5%+2% vs US avg
x
Broadband Access
93.4%+7% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
45.8%+20% vs US avg
x
$453,200
Home Value
$1,693
Rent
1971
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.5%
  • 1-unit attached7.0%
  • 2-9 units9.9%
  • 10+ units22.0%
  • Mobile home & other10.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$453,200
Median rent$1,693
Owner-occupied63.1%
Vacant10.5%
Price-to-income5.7x
Est. income to buy$125,000