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Scottsdale city, AZ

ZIP 85266 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85266

Median Home Value
$1,026,900
Median Rent
$2,772
Affordability Snapshot
$283,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,597/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85266 in Scottsdale city, AZ, a household would need roughly $283,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,597. That is about 80% above the local median household income ($157,137), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
96.8%+48% vs US avg
x
Vacancy Rate
13.1%+27% vs US avg
x
Broadband Access
98.5%+13% vs US avg
x
4+ Bedrooms
13.6%-8% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
36.3%-27% vs US avg
x
Mortgage-Free
45.6%+20% vs US avg
x
$1,026,900
Home Value
$2,772
Rent
1999
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.4%
  • 1-unit attached3.6%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,026,900
Median rent$2,772
Owner-occupied96.8%
Vacant13.1%
Price-to-income6.5x
Est. income to buy$283,000