ZIP Code 85268 — Fountain Hills town, AZ Demographics & Data

ZIP code 85268 covers Fountain Hills, AZ in Maricopa County with a population of about 23,895.

At a glance, the area shows median age of 60.8 versus a U.S. median of about 38.9.

It sits in telephone area code 480; U.S. House district AZ-1; the PHOENIX (PRESCOTT) media market.

Fountain Hills, AZ fits a retirement-oriented profile (high share of residents 65+ (39.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 85268 is about $105,288 — about 40% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 4.9%; 49.5% of adults with a bachelor’s degree or higher (about 15.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Finance and insurance; about 28.0% of workers reporting work-from-home (about 12.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $576,700 — about 66% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,538 (about 32% above the U.S. median rent ($1,163)), and owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85268 in Fountain Hills, AZ, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,705. That is about 51% above the local median household income ($105,288), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fountain Hills town, AZ as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are flood (99.9) and wildfire (99.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fountain Hills town, AZ show little to no average snow and around 10.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 802 for ZIP 85268 (Fountain Hills town, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.