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Chandler city, AZ

ZIP 85286 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85286

Median Home Value
$548,900
Median Rent
$1,856
Affordability Snapshot
$151,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,526/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85286 in Chandler city, AZ, a household would need roughly $151,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,526. That is about 27% above the local median household income ($118,759), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.8%+2% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
10.6%-28% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
3.5%-49% vs US avg
x
Rent Burden >30%
14.2%-71% vs US avg
x
Mortgage-Free
23.4%-39% vs US avg
x
$548,900
Home Value
$1,856
Rent
2006
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.5%
  • 1-unit attached3.7%
  • 2-9 units6.8%
  • 10+ units14.9%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$548,900
Median rent$1,856
Owner-occupied66.8%
Vacant3.2%
Price-to-income4.6x
Est. income to buy$151,000