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Surprise city, AZ

ZIP 85379 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85379

Median Home Value
$413,500
Median Rent
$1,695
Affordability Snapshot
$114,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,656/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85379 in Surprise city, AZ, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,656. That is roughly in line with the local median household income ($102,823). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.9%+15% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
13.9%-6% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
15.9%-58% vs US avg
x
$413,500
Home Value
$1,695
Rent
2006
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.1%
  • 1-unit attached0.9%
  • 2-9 units0.8%
  • 10+ units3.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$413,500
Median rent$1,695
Owner-occupied74.9%
Vacant2.8%
Price-to-income4.0x
Est. income to buy$114,000