ZIP Code 85534 — Duncan town, AZ Demographics & Data

ZIP code 85534 covers Duncan, AZ in Greenlee County with a population of about 3,088.

At a glance, the area shows median age of 42.9 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-6; the PHOENIX (PRESCOTT) media market.

Median household income in ZIP 85534 is about $63,929 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.8%; unemployment rate near 1.3%; 17.4% of adults with a bachelor’s degree or higher (about 16.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Construction, and Education; about 2.6% of workers reporting work-from-home (about 12.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $158,300 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $420 (about 64% below the U.S. median rent ($1,163)), and owner-occupancy near 79.9% (about 14.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85534 in Duncan, AZ, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,017. That sits below the local median household income ($63,929), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Duncan town, AZ as Very Low (composite score 12.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (82.5) and flood (29.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Duncan town, AZ show little to no average snow and around 10.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 104 for ZIP 85534 (Duncan town, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.