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Benson city, AZ

ZIP 85602 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85602

Median Home Value
$195,500
Median Rent
$629
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,256/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85602 in Benson city, AZ, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,256. That is roughly in line with the local median household income ($53,725). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.5%+19% vs US avg
x
Vacancy Rate
20.1%+96% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
29.2%-41% vs US avg
x
Mortgage-Free
55.0%+44% vs US avg
x
$195,500
Home Value
$629
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.3%
  • 1-unit attached0.7%
  • 2-9 units5.0%
  • 10+ units1.9%
  • Mobile home & other44.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$195,500
Median rent$629
Owner-occupied77.5%
Vacant20.1%
Price-to-income3.6x
Est. income to buy$54,000