ZIP Code 85621 — Nogales city, AZ Demographics & Data

ZIP code 85621 covers Nogales, AZ in Santa Cruz County with a population of about 21,512.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 520; U.S. House district AZ-7; the TUCSON (SIERRA VISTA) media market.

Median household income in ZIP 85621 is about $41,309 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.0%; unemployment rate near 13.6%; 18.5% of adults with a bachelor’s degree or higher (about 15.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Healthcare; about 4.8% of workers reporting work-from-home (about 10.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $173,600 — about 50% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $550 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 50.8% (about 14.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85621 in Nogales, AZ, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,115. That is about 16% above the local median household income ($41,309), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Nogales city, AZ as Relatively Moderate (composite score 88.3), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.1) and flood (87.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Nogales city, AZ show little to no average snow and around 14.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 722 for ZIP 85621 (Nogales city, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.